go.juliabarinova.com/smile
๐ แแแ
แแแแแแแ แ แฆแแแแแ แแฆแแก: แจแแฃแแ แแแ แกแขแแแแขแแแแแแฃแ แ แแแแฆแแแแแก แ แแแแแฃแชแแแก - แแแแแแแก แแแ แแจแ, แแแแแแขแ แกแแ แแฃแแแแแแก แแแ แแจแ, แแฎแแแแ แแแชแแ.
แแแแแแแแแ แแฃแแแ แแแ แแแแแ, MBA โ แแแชแแแแแ แแแฃแแ แกแแแแแฆแแแแ แแแแกแฃแแขแแแขแ แแ แแ แแแแ แ
๐ แแแแแ แแแแแชแแแ
แแแแแ แฏแแแ, แแ แแแ แแฃแแแ แแแ แแแแแ, แแแแแฃแแแแแแแแ แกแแแแแฆแแแแ แแแแกแฃแแขแแแขแ แแ แแ แแแแ แ แแแฃ-แแแ แแแแแ, 20 แฌแแแแ แแแขแ แแแแแชแแแแแแแ แคแแแแแกแฃแ แกแแ แแแกแแแจแ - แกแแแแแแกแขแแชแแ แแแแกแแแขแแแแแแแ แแ แฐแแฏ แคแแแแแแแก แแแ แแแขแแแแแแแ แแแ แกแแแแแแแแแฃแ แกแแแแแฆแแแแ แแแแแแแแแแแ.
แแแ แแแแแแแแ แแแแแแแแแแแก แแแฎแแแ แแแแจแ แกแแแฃแแแ แ แแแแแกแ แแ แแฏแแฎแแแแก, แแแแแแกแแก แแแชแแแจแ แแแแแแแ แแแแแ แคแแแแแกแฃแ แ แ แแกแแแแแกแแแ - แแฅแแแแ แแก แกแแ แแแแฃแแ แแแแแแแแแ, แจแแแแกแแแแแก แแแแแ แแแ, แแ แซแแแแแแแแแ แแแแแแก แกแแญแแ แแแแ, แแฃ แกแแงแแแ แแแ แแแแแแแแแก แแแแแ แแแ - แแแ แแแแแแแแแแกแ แแ แแแแแแ แ, แแแ แแแแฃแแ แกแแแแแฆแแแแ แกแขแ แแขแแแแแแแก แฉแแแแงแแแแแแแแจแ. แแกแแแ แแแงแแแ แก แแแแแแชแแฃแ แ แแแแแฌแงแแแขแแแแแแแแก แแฆแแแฉแแแ, แ แแแแแแแช แแแกแแแก แแ แแขแแแฃแ แฎแแ แแแแแแก แแ แ แแแแฃแ แคแฃแแก แแแแแแแก แแ แกแแแแ แกแแ แแแกแแแแ, แ แแแแ แแชแแ แกแขแแแแขแแแแแแฃแ แ แแแแแ.
PLEASE REVIEW YOUR OPTIONS
Choosing dental insurance today depends on your status, location, and treatment needs. Below are carefully selected plans from different associations, each suited for specific situations.
๐ Options availible on this site
- EWA/Corenroll: for U.S. citizens and permanent residents only; Delta Dental PPO 1500 + MetLife PPO Platinum.
- Morgan White: no U.S. citizenship requirement; Delta Dental PPO no wait plan (covers implants) + Delta Dental immediate coverage PPO plus premier network + Guardian PPO (ages 50+). State restrictions applied - see below.
- NCD Dental plans powered by MetLife no citizenship requirement
- Ameritas Dental Plans no citizenship or SSN requirement
How These Plans Were Selected
We specialize in choosing plans with no waiting period only. These are the plans that made the most sense for most of our clients and dentists over years of real-world interactions. You are welcome to browse other available plans if they better fit your needs.
ELEVATE WELLNESS ASSOCIATION
(U.S. Citizens & Green Card Holders Only)
Nationwide PPO dental coverage plus access to Vision, Life, Critical Illness, Accident, and supplemental health benefits.
Association membership required: $5 per month.
Delta Dental PPO 1500
$1,500 calendar year maximum. All 50 states. No waiting on major. Implants included. No missing tooth clause.
- แฌแแแฃแ แ แกแแ แแแแแแ: $1,500/ แแแแแแแแ แฃแแ แฌแแแ
- แแแแแขแแแแแ แกแแ แแแแแแ โ แแแแแแขแแแ แแแแแฃแงแแแแแแแ แกแแ แแแแแแก แแแฌแแแ แแแแแแแแ แฌแแแแ
- แแแแแแแก แแแ แแแแแก แแแ แแจแ
- แคแแ แแแก แแแแแ แแฃแ แแแแแแแก
- แแแแ แแ แแแแฃแแ แฅแกแแแ (แฎแแแแแกแแฌแแแแแแ แงแแแแ 50 แจแขแแขแจแ โ แแแซแแแแ Delta Dental PPO แแแแฌแแแแแแแแ)
แแฃแแแแก แ แแแแแแแแแชแแ: แกแแแแแแ, แแแฃแฏแแขแฃแ แแ แแแแแแ แฃแแ แแแแแ. แจแแกแแแแจแแแแแ แแฏแแฎแแแแกแแแแก. แจแแแแ แฉแฃแแแแก แแแแแแแแก แฏแแแกแแฆแแแแก แแแแแแแแฃแ แ แงแแแแแแแแฃแ แ แฆแแ แแแฃแแแแแ. แกแ แฃแแ แแแแแแก แแฆแฌแแ แ ๐
MetLife PPO Platinum
Up to $3,000 calendar year maximum. 12-month waiting period on major. No missing tooth clause.
Not available in: AK, ID, LA, ME, MD, MT, NH, NM, OR, SD, WA.
- แแแแแแขแ แฌแแแฃแ แ แแแฅแกแแแแแฃแ แ แกแแ แแแแแแ: $3,000/แฌแแแแฌแแแจแ
- แแแแแแ แฌแแแฃแ แ แแแแฃแฅแชแแ: $25/แแแ แแ, $75 แแฏแแฎแแกแแแแก ZIP แแแแแก แแแฎแแแแแ
- แแแแแ แแฃแแ แแแแแแแแก แแแแฃแแแแแก แแแ แแจแ
- แคแแ แแแ แแแฆแแแฃแแ (แแแซแแแแ MetLife PPO แกแขแแแแขแแแแ แแแแฌแแแแแแแแ โ PDP Network)
- แแแแจแแแก แแ แแแแแแขแแ แจแแแแก (แชแฎแแแ แแแแก แแแแแแแแแแแจแ $2,000-แแแ, 19 แฌแแแแแ แแกแแแจแ แแจแแแแแก แแแแแแแ)
แแฃแแแแก แ แแแแแแแแแชแแ: แกแแฃแแแแแกแแ แแแแแแแก, แแแกแแช แกแญแแ แแแแ แแแแแแ แ แกแขแแแแขแแแแแแฃแ แ แกแแแฃแจแแ (แแแแแแแขแแแ, แแ แแแแแ, แแฅแกแขแแแกแแฃแ แ แแแฃแ แแแแแแ) แแ แแแกแ แแแแฌแแแแแแแแช แแฎแแแแ MetLife-แแแ แแ แแก แฅแกแแแจแ (แแแแแแแแก แแแข แคแฃแแก). Please note - 12 month waiting period. แกแ แฃแแ แแแแแแก แแฆแฌแแ แ ๐
๐ After Enrollment โ What to Expect (CorEnroll / EWA Plans)
These plans are serviced by Delta Dental of Connecticut and MetLife. Regardless of where you live, the plan sponsor state is Connecticut โ this does not affect your coverage or network access nationwide.
- Once enrolled through CorEnroll, you can create your personal account at corenroll.com or in the CorEnroll mobile app to: view plan documents, explore additional benefits, and contact your representative.
- Coverage starts on the 1st of the month (if enrolled by the 20th of the prior month).
- Your information may appear in the carrier system by mid-month โ schedule your first visit after that for smooth verification.
To track claims and EOBs, create an account with MetLife (metlife.com) or Delta Dental once your enrollment is active (usually by the 10thโ15th of the month).
Important: We are not in a position to discuss your specific benefits with dental providers on your behalf. Below are the carrier contact numbers โ they will be able to assist you directly with any coverage or claims questions.
๐น Delta Dental of Connecticut: 1-800-452-9310
๐น MetLife Dental: 1-800-275-4638
MORGAN WHITE PLANS
Open to everyone (no citizenship or Green Card requirement). Vision plans available. State eligibility applies.
- โ No U.S. citizenship or residency requirement, no SSN number
- ๐ Available States: AL, CA, DC, DE, FL, GA, NV, PA, TX
- โฑ No waiting periods (coverage starts first day of enrolled month)
Delta Dental PPO No Wait
$2,000 annual maximum. Implants included. No waiting. Available in: AL, CA, DC, DE, FL, GA, NV, PA, TX.
- [object Object]
- Implants: included
- Waiting period: none
- Missing tooth clause: applies (California exempt)
- Cost varies by state
- $100 deductible per year per person
- $35 enrollment fee (non-refundable)
- 30-day cancellation required
PDF: Full Plan Description
Best for immediate implant coverage and comprehensive dental treatment. Review the Missing Tooth Clause if outside California.
No Wait Plan Documents
Delta Dental PPO Plus Premier
$3,000 annual maximum. No waiting on major. No implant coverage. Available in: AL, CA, DC, DE, FL, GA, NV, PA, TX.
- [object Object]
- Implants: not covered
- Waiting period: none
- Missing tooth clause: applies (California exempt)
- Cost: from about $55+/month
- $100 deductible per year per person
- $35 enrollment fee (non-refundable)
- 30-day cancellation required
PDF: Full Plan Description
Best for immediate coverage for major procedures such as root canals, crowns, extractions, and bridges. Does not include implant coverage.
Delta Dental Documents
Guardian Plans (Age 50+)
Available in all states except: AK, MA, MD, NM, NV, NJ, VA, WY.
- Open to clients age 50+
- No U.S. citizenship or Green Card requirement
- No waiting period on major services
- Missing tooth clause applies
- No family plans (individual and couple enrollment only)
Guardian Select Achiever
$1,750 annual maximum. Implants included. No waiting.
- [object Object]
- Implants: included
- $1,250 lifetime implant cap
- Missing tooth clause: applies
- Cost varies by state
- $50 deductible
- $35 enrollment fee (non-refundable)
PDF: Full Plan Description
Best for clients 50+ seeking broad coverage including implants. Strong option as a secondary plan for major procedures.
Guardian Select Complete
$1,250 annual maximum. No waiting. No implant coverage.
- [object Object]
- Implants: not included
- Waiting period: none
- Cost: from about $46/month
- $50 deductible
- $35 enrollment fee (non-refundable)
PDF: Plan PDF
Best for affordable overall coverage for age 50+ with strong preventive and basic benefits, and 40% major coverage. Does not include implant coverage.
Guardian Documents
๐ After Enrollment โ What to Expect (Morgan White Plans)
These Delta Dental plans are serviced by Delta Dental of Georgia. Guardian plans are serviced by Guardian. Regardless of where you live, the plan sponsor state is Georgia โ this does not affect your coverage or network access in your state.
- You will receive your enrollment package upon completion of enrollment and payment of applicable premiums/enrollment fees, or a few days prior to the selected effective date.
- The enrollment package will include your Certificate of Coverage and I.D. cards, sent via email from noreply@morganwhite.com.
- The one-time non-refundable enrollment fee, plus your first month's premium, is due at time of enrollment. Bank/Savings account โ please allow up to 3 business days to process. Credit/Debit Card โ will be taken immediately.
- On your bank/credit card statement, the charge will appear as: Insurance 8888593795.
Key Contacts:
๐น Billing questions & plan changes: Call Morgan White Group at 1-877-759-5726, or log into the Client Portal at my.mwadmin.com. You may also email individualchanges@morganwhite.com.
๐น Eligibility & benefits: Contact Delta Dental at 1-877-759-5726.
Important: We are not in a position to discuss your specific benefits with dental providers on your behalf. Please use the contact numbers above โ the carrier and administrator will assist you directly with coverage, claims, and any plan changes.
OTHER OPTIONS
แฉแแแ แแแฃแจแแแแ แแฅแแแแแแแก แฃแคแ แ แซแแแแ แ แกแขแแแแขแแแแแแฃแ แ แแแแฆแแแแแก แแแ แแแแขแแแแก แแแแแขแแแแแ. Ameritas-แแก แแแแแแแแก แแ NCD-แแก แแแแแแแแก แแแขแแแฃแ แ แแแแแฎแแแแแแ MetLife-แแก แฅแกแแแแก แแแแแงแแแแแแ แแแแ แแฅแแแแ แฎแแแแแกแแฌแแแแแ. แแแแแแแ แแ แจแแแแซแแแแ แแแแชแแแ แแ แแแแแแแก แฅแแแแแ แแแชแแแฃแแ แแแฃแแแแแก แกแแจแฃแแแแแแ แแ แแแแแแแแแจแแ แแแ, แแฃ แแญแแ แแแแแ แแแฎแแแ แแแ แกแฌแแ แ แแแแแแก แแ แฉแแแแจแ. แแฅแแแ แจแแซแแแแ แจแแแกแฌแแแแแ, แแแ แฉแแแ แแ แแแ แแแแกแขแ แแ แแแ แแแแแแแจแ แแ แแแฃแแแแแก แกแแจแฃแแแแแแ.
๐ SUPPORT, ADMINISTRATION, AND SELF-SERVICE
- EWA/Corenroll: enrollment, plan administration, and account questions go through the EWA/Corenroll platform.
- Morgan White: billing and eligibility updates go through Morgan White; claims and benefits processing go through the carrier.
- NCD: plan administration and support go through NCD and the plan portal.
This page is structured for self-service. Please enroll through the matching source link and contact the same entity directly for administrative questions.
๐ Final Note
We selected these plans because they consistently made the most sense for the majority of our clients and dentists over many years. You are always welcome to browse additional plan options if another fit serves you better.
๐ Please review carefully, use the source-specific enrollment links, and choose the option that best matches your needs.
โ Julia Barinova
๐ แแแฃแแแแจแแ แแ แแฃแแแ แแแ แแแแแแก, MBA
๐ข แแแฌแแแ แแแแแแแแจแแ แแ แแ แแแแแจแแ แฃแคแแกแ แแแแกแฃแแขแแชแแ แจแแแ แกแแแแแฆแแแแ แแแแแแแแแก แแแแกแแฎแแแแแแแ - แแแ แจแแ แแก แกแแแฃแแแ แ แแแแแกแ แแ แกแแงแแแ แแแแแแก แแแชแแ แกแแชแแชแฎแแแก แแแแฆแแแแแ แชแแชแฎแแแ แกแแ แแแแแแแแ, แจแแแฆแฃแแฃแแ แจแแกแแซแแแแแแแแก แแแคแแ แแ, แแ แซแแแแแแแแแ แแแแแ, แแ แแแแแกแแแแ แ แกแฎแแ แแแแฎแแแแ, แ แแช แจแแแซแแแแ แแฅแแแแแก. แแแแ แแแแจแ แแแแฅแแแก 30 แฌแแแ แชแฎแแแ แแแแกแ แแ แแฃแจแแแแแก แจแแแแแ, แแฎแแแ แฃแแแแแ แแแแแฎแแแ แแแ แแฎแแ แแแแแ แแแขแแแก แฆแแ แแแฃแแ แแแคแแ แแแชแแแแ แแ แ แแกแฃแ แกแแแแ แแแ แฃแแแแแกแ แชแฎแแแ แแแแก แแกแแจแแแแแแแ.
แแแแแแแ แจแแแ แแแขแแ แแกแแกแ แแ แแแแแแกแแกแแแแก.
แแฃแแแ แแแ แแแแแ, MBA
แแแชแแแแแ แแแฃแแ แกแแแแแฆแแแแ แแ แแแแ แ
NYS แกแแแแแฆแแแแ แแแชแแแแแ LA-937924
๐ แขแแแแคแแแ:
347-922-8037
๐ แแแแแแแ แแ:
www.juliabarinova.com
๐ง แแแคแแกแขแ:
julia@juliabarinova.com
๐
แแแฏแแแจแแ แแแ แ:
calendly.com/jbarinova
๐ค แแแแขแแฅแขแแก แจแแแแฎแแ
แจแแแแแฎแ แแแแขแแฅแขแ
แจแแแแแฌแแ แฉแแแแ Google แ แแชแแแแแแแ, แกแขแแแแขแแแแแแฃแ แแก แฉแแแแแแ:
แงแแแแ แ แแชแแแแแ
แแแแแแแ แ แแแแแแขแแแแก แแแแแฎแแแแแแ
Alla Shtilvasser
I am a manager of a General Dental office in San Francisco, CA. Julia and I discussed her offering of individual dental plans, MetLife Dental PPO and Delta Dental PPO for our patients and we decided to suggest purchasing such insurance to them to reduce their cost of treatments. We have good experience with both companies so far collecting payments, and patients are obviously happy to save money. It is very convenient for us and the client that there is no waiting period for crowns and implants. Julia treats people very well, explains everything in detail regarding coverages, suggest the right one for each patient. She is easy to work with. I highly recommend her as a broker for dental insurance.
David T.
I met Julia through my Dentist. She assisted me with getting dental insurance which had no waiting period. It covered everything I needed to get done. She's excellent in what she does. I am extremely happy with her service. She is very knowledgeable, professional and gets the job done. I recommend her very highly.
Thomas Vizirov
I was recommended by my dentist to Julia Barinova to help me with dental insurance for 4 implants. She helped me save so much on them by explaining and providing the correct insurance plan that would help save money. I saved over $3000 with her help. And the best thing of all, there was no waiting period and the insurance always paid out. I 100% recommend her to anyone I know who needs this kind of help. Thank you so much Julia.
chessrookie77
Julia took my case personally and very professionally, and helped me with a good insurance plan that covered about 50-60% payments over three years with 2 teeth implantations (extraction and crown included), 2 root channel teeth (including crowns). Highly recommended!
Kate
Yulia helped me choose dental insurance, which turned out to be very beneficial for me. She explained everything in detail and how the insurance would work. And that's exactly how it turned out. I'm satisfied with the insurance.
Viktoria Dubinevych
Julia provided an exceptional experience from start to finish with Insurance for implants. She was professional, knowledgeable, and truly attentive to my needs. They took the time to explain my options clearly, ensuring I understood the coverage I was getting. Their recommendations were tailored and cost-effective, saving me both time and money. Communication was seamless, and they were always available to answer questions. I highly recommend her
Olga Olga
ะะะ ะะะกะขะะฃะะขะ! ะฅะะงะฃ ะะะ ะะะ ะะะะะะะะะะะขะฌ ะัะตะบัะฐัะฝะตะนัะตะณะพ ะฑัะพะบะตัะฐ ะฟะพ ััะพะผะฐัะพะปะพะณะธัะตัะบะพะผั ัััะฐั ะพะฒะฐะฝะธั ะะตะด.ะะฐะนั- ะะถัะปะธั ะะฐัะธะฝะพะฒั. ะะฝะฐ ะดะพััะพะนะฝะฐ ะปัััะธั ะฟะพั ะฒะฐะป, ะบะฐะบ ะฟัะพัะตััะธะพะฝะฐะป ัะฒะพะตะณะพ ะดะตะปะฐ, ะฒััะพะบะพะบะฒะฐะปะธัะธัะธ ัะพะฒะฐะฝะฝัะน ัะฟะตัะธะฐะปะธัั ะฒ ััะพะน ะพะฑะปะฐััะธ. ะะะ ะะคะะ ะะะะ ะะะ ะะะ ะะะะะ ะญะขะฃ ะกะขะ ะะฅะะะะฃ ะ ะฏ ะะงะะะฌ ะะะะะะฌะะะฏ ะะ ะ ะะะะขะะ. ะะะ ะกะะะะะะะะฏ, ะขะะ ะะะะ ะะะฏ, ะะขะะะขะะะ ะะ ะะกะ ะะะ ะะะะ ะะกะซ..ะ ะฏ ะฅะะงะฃ ะก ะะะ ะะ ะะะะะะะขะฌ ะกะะขะ ะฃะะะะงะะกะขะะ ะ ะกะะะะฃะฎะฉะะ ะะะะฃ. ะขะะ ะะะ ะญะขะ ะคะะะขะะกะขะ ะงะะกะะะฏ ะะะะฉะะะ ะะขะะ ะซะะ ะะะ ะะะะะะะะะกะขะ ะะะฏ ะะะงะะะะฏ ะะะะฅ ะะฃะะะ..ะฏ ะะะะฃะะะ ะกะงะะกะขะะ ะะ..ะะะะฌ ะะะะ ะะะฌะ ะะฃะะะ ะ ะะฃะงะะะะ ะะะฏ ะฃะะซะะะ- ะะะะะ ะะะะ ะะะฌะฏ ะะกะะะ ะะ ะะะะะะะ. ะะะะะะะะ ะฎ ะะฐั!
Andrei Herasimovich
I had to do two implants and Julia helped me to buy the right dental insurance which saved me ton of money. Julia is very helpful and knowledgeable. I highly recommend her.
Marina Peseleva
Thanks Julia, she helped me to buy this insurance and I was able to treat my gums. It was expensive treat $3000 for 3 teeth and I can't afford to pay from pocket. I save my teeth. Very happy ๐. Recommend Julia to everyone.
ะะฝะฝะฐ ะคะพะผะธะฝะฐ
Best broker! Julia helped us to find life insurance and dental insurance, she has deep knowledge in insurance sphere!!!
แฉแแแแ แกแแแแ แกแขแ แแขแแแแฃแแ แกแขแแแแขแแแแแ แแแ แขแแแแ แแแ
แกแขแแแแขแแแแแแฃแแ แคแแขแแแแแแ แแ
๐ แแแแแแแแก แแแแแแแแแแก แ แแกแฃแ แกแแแ
แงแฃแ แแแฆแแแ แกแขแแแแขแแแแ แแ แแคแแกแแแแแแแแก! แแแแแ แแ แแแ แฃแคแ แ แแแขแ แฆแแแแแ แจแแแฅแแแแ
แแซแแ แแแแแก, แ แแ แแแแฎแแแ แ แจแแแก แแแชแแแแขแแแก แฃแคแ แ แกแฌแ แแคแแ แฌแแ แฌแแแแแแแ แแแฃแ แแแแแแแจแ โ แแ แแแแแแแ แคแแแแแกแฃแ แ แซแแ แแแแแแ?
แแแแญแแ แ แแฅ แแแขแ แแแคแแ แแแชแแแกแแแแก
โ๏ธ แงแแแแ แฃแคแแแแ แแแชแฃแแแ
ยฉ๏ธ 2025 Julia Barinova, Inc.
แแ แแแแกแแแขแแ แแ แกแแแฃแแ แงแแแแ แแแกแแแ โ แแแ แจแแ แแก แขแแฅแกแขแ, แแ แแคแแแ, แแแแแแแ, แกแฃแ แแแแแ แแ แฉแแแแขแแแ แแแแแ แแแกแแแแแ โ แแ แแก Julia Barinova, Inc.-แแก แกแแแฃแแ แแแ แแ แแแชแฃแแแ แแแแ แแแแก แแ แกแแแ แแแจแแ แแกแ แกแแแแขแแ แ แฃแคแแแแแก แแแแแแแแแ.
แแ แแแแกแแแขแแก แแแแแกแแแแ แ แแแฌแแแแก แฃแแแแแ แแแ แ แแแ แแแฃแฅแชแแ, แแแแแฌแแแแแ แแ แแแแแงแแแแแ แแแแชแ แแ แแแ แซแแแฃแแแ แฌแแแแกแฌแแ แ แฌแแ แแแแแแแ แแแแฎแแแแแก แแแ แแจแ.
แแแแคแแแแแชแแแแฃแ แแแแก แจแแแแจแแแแแ